WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Saturday, August 16, 2014

Unsecured Loans - The Top 5 Benefits


Unsecured loans are available from a wide range of lenders these days, and these loans are available to both homeowners and non-homeowners. However, you will generally need to have good credit to qualify for an affordable unsecured loan, as most lenders will not take the risk of offering unsecured finance to someone that has had credit problems in the past. If you do have good credit then you can enjoy a choice of unsecured loans, and the good news is that rates have started to come down on these loans following the Bank of England interest rate cut in December.

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There are a number of benefits to consider when it comes to unsecured loans, and this includes:

1. An unsecured loan is not secured against any asset and is instead based on trust and contract. This means that if you do fall behind on repayments - although this is not advisable due to the effect it will have on your credit - you will not be risking losing your home or any other asset.

2. You do not have to be a homeowner in order to qualify for an unsecured loan, which means that you can opt for this type of loan even if you are living with family or renting. This makes this type of loan more accessible to those with a decent credit rating.

3. With unsecured loans that repayment terms are shorter than with secured loans, and this means that you will be free of debt more quickly than you would be with a secured loan. Repayment terms can vary depending on which lender you choose, with terms ranging from one to ten years available, with the norm being around one to five years.

4. Unsecured loans are quick to process, as there is very little in the way of checks to carry out. There is no need for a property evaluation, and the only details that you will need to confirm are details such as your income. This means that you can get your hands on the money that you need more quickly.

5. You can enjoy a wide choice of lenders when you opt for an unsecured loan, ranging from High Street banks to Internet only lenders. This increased choice makes it easier to find a loan and interest rate that suits your needs.

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