Loans are classified as short term and long term finances. However, the short term funds are demanded to a greater extent. One of the forms of credit which come under short term financing is quick cash loans. They are advances that can be acquired within 24 hours.
Features:
• The borrower can draw an amount that can be above £80 but should not exceed £1,500. Thus, he gets access to a reasonable amount in order to satisfy his immediate demands.
• The lender is impartial towards good or bad creditors and hence, does not enforce the process of credit check on them.
• The borrower can avail the funds through the traditional as well as the online process. Therefore, he can utilize the funds through any one of these methods.
• The application process of these funds involves limited documentation. As a result, they are very desirable by people as compared to other forms of finance.
• However, the borrower must know that because of the lack of credit verification these funds carry reasonably high rates of interest.
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Eligibility:
• It is necessary that the borrower is a UK citizen to be eligible to avail the advance.
• He should also be an adult as no contract can be entered into with a minor.
• On the other hand, he should also maintain an active bank account in his own name.
• If he is an employee of a reputed institution for at least 6 months with a fixed monthly income of not less than £1,000, it makes him eligible. Since, this condition speaks of the repayment capability of the borrower; it is a very important aspect.
Online benefits:
If the borrower avails for these funds online he benefits a lot due to its easy availability. On the other hand, this process has no processing charges involved. Thus, it is affordable to one and all. It also benefits the borrower as he saves more time and effort.
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